Loan Options

Find the loan that works for you.

At Block Mortgage, we take pride in offering a diverse range of home loan solutions meticulously tailored to your individual needs. Whether you're embarking on the exciting journey of first-time homeownership, upgrading your current residence, or considering the benefits of refinancing, our seasoned team is dedicated to delivering bespoke solutions for a smooth and enriching path to homeownership.

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Get to know our traditional loan options.

Conventional Loans

Conventional Loans are a popular choice for homebuyers. They offer competitive interest rates and flexible terms, making them suitable for a wide range of borrowers. With various down payment options, we can help you secure a Conventional Loan that fits your needs.

FHA Loans

FHA Loans are an excellent option for those with lower credit scores or smaller down payments. Backed by the Federal Housing Administration, these loans provide accessible homeownership opportunities. We're here to guide you through the FHA loan process and help you achieve your homeownership goals.

Fixed Rate Loan

Fixed Rate Loans provide stability and predictability. With a fixed interest rate, your monthly mortgage payment remains consistent throughout the life of the loan. This option is ideal for those who prefer long-term financial security and want to avoid fluctuating rates.

VA Loans

VA Loans are an exclusive benefit for our nation's veterans and active-duty service members. These loans require no down payment and offer competitive rates. Our team specializes in VA Loans and is honored to assist our military community in securing comfortable and affordable homes.

USDA Rural Loans

USDA Rural Loans are tailored for eligible rural and suburban homebuyers. They offer low-interest rates and require no down payment, making homeownership more attainable for those in rural communities. Let us help you explore the benefits of USDA Rural Loans and find your perfect home.

Let's talk about funding your dream.

At Block Mortgage, we're dedicated to embracing your aspirations. Our commitment is to offer personalized mortgage solutions that not only pave the way for the realization of your homeownership dreams but also do so with the utmost expertise and genuine care.

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Uncommon options for exactly what you need.

Construction to Permanent

Our Construction to Permanent Loan is designed for those looking to build their dream home. It seamlessly transitions from the construction phase to a permanent mortgage, simplifying the process and providing financial flexibility.

Home Equity Lines of Credit (HELOC)

With a Home Equity Line of Credit (HELOC), you can tap into your home's equity for various financial needs, such as home improvements, education expenses, or debt consolidation. Our flexible HELOC options make it easy to access funds when you need them.

Reverse Mortgage

A Reverse Mortgage can be a valuable financial tool for eligible seniors. It allows you to access the equity in your home while retaining ownership, providing additional income for a more comfortable retirement. Let us help you explore this option.

Renovation Loan

Our Home Renovation Loan offers you the opportunity to transform your existing home into your ideal living space. Whether it's a kitchen remodel, bathroom upgrade, or a complete renovation, we provide the funds you need to make your home truly yours.

Portfolio Investors

Our Portfolio Investor Loans cater to real estate investors seeking financing for their property investments. With flexible terms and competitive rates, we support your real estate portfolio growth, whether you're a seasoned investor or just starting out.

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